About Ay & Ay
Sell with care. Share the gift of St. Croix.
What we do?
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Kelly O. Pugh is a St. Croix based real estate advisor specializing in seller representation and listing strategy on St. Croix in the US Virgin Islands. She works with St. Croix property owners who want clear guidance on pricing, preparation, and timing so they can list and sell with confidence in a complex island market.
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Her work centers on helping sellers navigate the listing process with clarity, organization, and realistic expectations from start to finish.​​
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Who we are?
Kelly is known for a direct, education driven approach that helps sellers understand St. Croix market conditions, buyer behavior, and the realities of listing property on the island before making decisions.
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She works with local owners, returning Virgin Islanders, heirs, and investment property owners who value thoughtful strategy, honest communication, and informed decision making when selling property.
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Why choose us?
Kelly is trusted for clear communication, disciplined strategy, and an approach focused on each seller’s goals, whether that means speed, value, or certainty.
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Clients choose Ay & Ay because they want guidance that respects both the property and the island, with a process that balances efficiency, care, and strong outcomes.
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Kelly was recognized as REALTOR® of the Year by the Virgin Islands Territorial Association of REALTORS® in 2024 and by the St. Croix Board of REALTORS® in 2025 for leadership, service, and commitment to the profession.
Interested in sharing the gift of St. Croix? Book a free consultation today!
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